Answer Center · Topic

Owner protection

Insurance, liability, hospedaje tax, HOA compliance — keeping owners covered. 4 answers from PlayaStays' local team.

  1. Can my HOA ban Airbnb in Mexico?

    Building regimes often restrict short-term rentals — sometimes outright. Review bylaws before buying or listing.

    Read the answer →⚠ Verification in progress

  2. How do I know when to switch my property manager in Mexico?

    Five red flags: monthly statement is opaque or late, occupancy is below market without explanation, you don't get photos of the unit after each stay, maintenance issues take 72+ hours to resolve, and you can't reach your manager within 24 hours. If 2+ are true, talk to other PMs. Switching is mechanical (30-day notice in most contracts) — most cleanup pain is reset listings.

    Read the answer →Time-sensitive

  3. How does the Mexican hospedaje (lodging) tax work for vacation rentals?

    Quintana Roo's hospedaje tax is 6% on the nightly rate for all short-term rentals (under 30 nights). Owners are legally responsible for collecting + remitting monthly. Airbnb collects and remits it automatically for QR listings. Direct bookings: you collect, you remit. Penalties for non-compliance are serious — federal SAT enforcement coordinates with state.

    Read the answer →Time-sensitive⚠ Verification in progress

  4. What's the checklist for owning a Mexican vacation rental remotely?

    Six pillars: (1) legal structure (fideicomiso + RFC), (2) tax compliance (hospedaje + RETUR-Q + ISR), (3) property manager with transparent reporting, (4) Mexican bank account or international transfer system, (5) insurance (property + liability), (6) annual onsite visit + maintenance review. Missing any one creates outsized risk.

    Read the answer →
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